Why You Need a Home Warranty

Homeowners are responsible for the cost of maintenance and repairs to their home’s systems and property. When your furnace breaks down or your dishwasher stops working, it’s your responsibility to call a technician and pay for repairs. Sometimes, you may need to pay to replace the home system or appliance that’s malfunctioned.

Homeowners can manage the cost of maintenance and repairs by obtaining a home warranty. A home warranty covers most repairs to the home systems and appliances you choose to protect.

How do homeowners get a home warranty?

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Googling “Utah home warranty” is one of the best ways to begin your search for a home warranty company in your area. Reputable home warranty companies should feature testimonials from clients on their websites, so you can verify that they provide excellent customer service. Take time to review each home warranty plan carefully, and clarify what it covers. You can also add extra items to your plan that standard home warranty plans don’t include. Non-standard items include pools, septic systems, and sump pumps.

What do home warranties cover?

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A standard systems plan covers critical household systems, such as your plumbing, electrical system, furnace, water heater, and air conditioner. A basic systems plan does not include warranty coverage for any household appliances. You can cover your dishwasher, dryer, refrigerator, garbage disposal, washer, oven, range, and garage door opener with a basic appliance plan. Still, you will not have coverage for your home systems with this type of warranty.

You can opt to expand your plan and cover home systems and appliances. For example, AFH Home Club has a Gold Plan that covers most appliances and home systems. Their Platinum Plan covers home systems, standard appliances, and other appliances, such as ice makers and microwave ovens.

Once you choose a home warranty plan, your plan will cover most repairs and maintenance costs. When one of your systems or appliances isn’t working, you can contact your home warranty company to file a claim. The company will send a technician to your home. Once the technician confirms your warranty covers the required work, they’ll repair or replace the system or appliance. Having a home warranty simplifies the process of finding qualified professionals to repair your systems and appliances. You also don’t need to worry about budgeting for the cost of repairs because your warranty covers them.

Do homeowners who build a house need a warranty?

Perhaps you’re planning to purchase a tract of land in Izard County, Arkansas, or hope to build on recreational land in Searcy County. Your journey to homeownership may begin by Googling “land for sale northern Arkansas.” Your Google search will lead you to sites such as AcreBin, which simplifies the process of finding tracts of land for sale that are suited to your real estate needs. Whether you’re planning to build a ranch or your retirement home, they can help you find a suitable acreage anywhere in the United States.

Building a new home offers the luxury of choosing every detail about your house. You can install new hardwood floors, countertops, appliances, and systems. Even if you build a new house, the best way to ensure your peace of mind is to invest in a home warranty plan. Your home’s systems could break down and need expensive repairs. Your home warranty plan ensures your monthly budget already covers the cost of repairs, so you aren’t caught by surprise.

Are there other ways homeowners benefit from a warranty?

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Even if you have a wardrobe filled with accessories, jackets, and stylish outfits, you won’t be able to use your simple style tips to entertain at home if your furnace breaks down. You may be forced to check into a hotel if you don’t have heat at home, which can increase the cost of repairs. Your home’s systems will also be vulnerable because your pipes could freeze if your furnace breaks down. With a home warranty plan, you can ensure your home’s systems work correctly and prevent the need for emergency repairs that are expensive and disruptive.

Home warranties help you budget effectively and ensure you can afford to repair your home’s systems and appliances. Your home warranty can also help you avoid incurring secondary expenses, such as the cost of renting a hotel room if you’re unable to live at your house when a system breaks down.